Basic Coverages Are:
- Dwelling
- Other Structures such as shed or pool
- Personal Contents
- Personal Liability
- Medical Payments to Others
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Additional Coverages to Consider:
- Scheduled Personal Property
[Most homeowners' policies only cover a set amount
for jewelry, fine arts and furs. If you own items worth
more than $1000 you may want to schedule it.]
- Flood Insurance
- Incidental Business Liability
- Earthquake
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